FAQs

At Roach Family Real Estate, we’ll guide you in determining the fair market value of your home. We’ll show you comparable properties, share in-depth research, and walk you through the factors that can influence both the current value and the future marketability of your potential home.

Our priority is making sure your wants and needs are fully met while also keeping you informed about the long-term investment potential. Simply put, we make sure you buy smart and buy right.

A great agent brings many skills to the table, but nothing is more important than deep knowledge of the local market. This insight is critical when it comes to getting the best possible sale price for your home.

Buyers will often try to negotiate using irrelevant comparisons — like past sales of different models or homes in less desirable locations. Without intimate knowledge of the Milton market, an agent can’t effectively push back or highlight your home’s true value.

At Roach Family Real Estate, we know who’s buying in Milton, what they’re looking for, and how local amenities and school districts impact demand. That’s the kind of expertise that helps you secure the highest sale price.

Roach Family Real Estate is a family-owned brokerage based in Milton, Ontario, specializing in residential sales, first-time buyers, and community-focused real estate services.

Our team focuses on single-family homes, condos, townhouses, and investment properties. Whether you’re buying your first home or selling a luxury property, we can help.

As a family-owned brokerage, we provide personalized service, local expertise, and deep community ties. Unlike big-box agencies, our clients work directly with trusted agents who care about long-term relationships.

Yes! We specialize in guiding first-time buyers through the entire process—from financing and market education to closing on the right home.

The only alternative to using a Realtor for preparing and reviewing offers is to hire legal counsel. At Roach Family Real Estate, we’re highly trained to handle this process and ensure your offers are written to protect your best interests. And here’s the thing—you’re not paying for this service, the seller is. So why spend extra on a lawyer?

We guide you through the entire journey: preparing offers, negotiating, assisting with budgeting, connecting you with the best mortgage options, and pointing you in the right direction for insurance and movers. We’re a full-service team, and we don’t just handle it all — we make sure it’s done right.

Buying a house in Canada with a bad credit score is challenging, but still possible if you take the right steps. Start by checking your credit report from Equifax or TransUnion to correct any errors that might be dragging your score down. Lenders often require a bigger down payment—20% or more—when credit is poor, as it lowers their risk. If big banks turn you down, credit unions, B-lenders, or private lenders may be more flexible, though interest rates are higher. Having a co-signer with strong credit can also improve your chances. Beyond that, showing stable income, a manageable debt-to-income ratio, and some savings can help offset weak credit. At the same time, working to improve your score by paying bills on time and reducing credit card balances will strengthen your position while preparing to buy.